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How To Select The Reverse Interest Calculator Eagle FCU can calculate the loan amount you can afford by entering in the amount you would like to pay monthly, the interest rate, and the term. The jackson barracks branch will be closed on Mondays, now thru july 29.. reverse loan calculatorHow To Get The BEST Mortgage Interest Rate On a Home A note about mortgage points: One way to get the best mortgage rates is to pay "points," or upfront interest paid to the bank that secures a lower long-term interest rate on your home loan. One point generally costs 1% of the total loan amount, so paying 1 point on a $200,000 mortgage would add $2,000 in upfront costs.