Mortgage brokers and real estate agents share a common goal – helping clients find and finance the right property. But they come at it from different angles. As an independent mortgage broker , I can tell you we think a lot about underwriting standards and about matching the client with a lender and loan that suits their needs.
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Lenders Mortgage Insurance (LMI) is a one-off fee payable when borrowing more than 80 per cent of a property’s value. It’s yet another exp. A mortgage is a debt instrument, secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments.
According to the company, 48 % of homebuyers and sellers between the ages of 35 and 44 believe that real estate is a better long-term investment than the stock market.
· F or years people told me, “You should sell real estate.” If you’re into houses like I am, then I bet you’ve heard the same thing. But after spending the weekend watching a marathon of “House Hunters” episodes on HGTV, I concluded that I should steer clear of that profession. I’d make a lousy real estate agent.
Baby Boomers are much more likely to defer to a real estate agent (93 percent) than use online resources (55 percent) or information from friends and neighbors (33 percent). Silent Generation sellers defer to an agent or broker (89 percent), doing a little online research (32 percent), with less than one-third of them going to either mobile sources or friends for information.
· Real estate in our new home town is a fraction of the cost of houses in the District, even though the property taxes are steep. We decided to rent for a year to get to know the area and save more.
To shine a light on how Americans approach home-related decisions, Zillow Group conducted the most comprehensive research ever done about home buyers, sellers, owners and renters. The results paint a rich picture of all the people involved in the process of deciding where to live-a younger and more diverse group than many appreciate.
I think that’s just the confluence of technology and legal issues around whether or not buyers can do this more efficiently than they have. who might be African-American or who might not have.